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Many people say they buy precious metals to have access to physical/tangible exchangeable options in case of an emergency. Some do it for their kids or family, others say they do it as an insurance or hedge. Most would agree it is a good idea to have tangible physical metals available to them when needed.[...]

An annual financial review with your planner is essential for keeping your financial goals on track. Life changes—like a new job, marriage, or retirement—can significantly impact your financial plans. Regular reviews allow you to reassess your investments, ensure you’re on pace for retirement, and adjust for any tax law changes. It’s also a great time[...]

The VIX, which represents future market volatility reached a high of 55 today. Typically, that index is around 20. It ended today at 39; still very high. The Dow and S&P 500 indexes have lost about 5% the past 5 days. The Dow is still up 2.6% this year, and the S&P 500 has gained[...]

The Benefits of a Health Savings Account (HSA) Health Savings Accounts (HSAs) offer a range of advantages for individuals looking to manage their healthcare expenses effectively. An HSA is a tax-advantaged savings account designed for those with high-deductible health plans. Contributions to an HSA are tax-deductible, reducing your taxable income and potentially lowering your tax[...]